PANDA Budgeting

Welcome to PANDA – the University of Sunderland’s student budgeting tool, designed specifically to help our students manage their money while at university.

Budgeting while being a student can be tricky, especially if your main source of income is a Maintenance Loan from the Student Loans Company as this is paid in large instalments at the start of each term. PANDA can help you budget this over the length of a term, while also taking into account any other income you might be receiving (such as part-time earnings) as well as your regular expenditure (such as rent, bills, mobile phone etc).

The guidance offered is based on the best information available at the time. Such information is subject to change, often with very little notice. Whilst care has been taken to ensure that all information is correct, the Student Financial Guidance Team does not accept responsibility for errors, omissions or inaccuracies. Please be aware it is a prospective student’s sole responsibility to ensure that they are eligible for and appropriate applications have been submitted to obtain any required grant, loan or funding before they take any steps to enrol on a course or programme.